Long Term Care insurance helps to provide for the costs associated with home healthcare, assisted living facilities, and nursing home care that is not typically covered by health insurance, Medicaid, or Medicare.
If you are looking at selling LTC for your clients to help minimize the stress and financial pressure experienced by families in crisis situations then TR King Insurance Marketing a Insurance Field Marketing Organization (FMO) will help you.
By helping families avoid crisis situations you allow them to get the right kind of care and a chance for a solid testimonial to your prospects.
Get your commissions directly in your bank account. A smooth contracting experience with commission schedules delivered to your inbox.
Who Needs LTCi?
There's a myth that the elderly are the only ones who need protection, leading many to put off their purchase of LTCi. However, studies show that 40% of the people who will need long-term care services during their lifetime are between ages 18 - 64. Therefore, long-term care insurance is a product for everyone.
Qualifying for long-term care insurance when you're younger and more likely to be healthy is suggested. No one knows when or if a long-term care event will impact you, but you can protect your future by purchasing insurance to manage that risk.
Pro Tip: Someone reaching age 65 today has a 70% change of requiring long-term care services according to longtermcare.gov
There's a saying that if you go without a long-term care insurance policy, you're self-insuring by committing all of your assets (nest egg) to a potential long-term care event in the future. If you could help clients protect their legacy and their life's savings by presenting them with the option of a long-term care insurance policy, you'd be helping to address a big need in the market.
Fast Facts on LTCi
So, Why Should You Become a LTCi Agent?
With increasing longevity and cost of long-term care, LTC has never been as important as it is today. Most don't realize that their health insurance and government support programs are unlikely to meet the needs of a person after just one long-term care event.
YOU can provide financial security and peace of mind for your clients. Many have experienced either watching or hearing about a loved one's health and financial condition deteriorating due to a long-term care event.
What You Get When Choosing TR King Insurance Marketing as Your LTCi FMO
High-Level Contracts For You
You'll have access to national level carriers to offer your clients. Med Supps, MAPDs, Life, Annuities, FE, Short & Long Term, Hospital Indemnities and more.
Open & Quick Carrier Releases
We will immediately release you upon request, as long as you don't owe a debt to an insurance company or us. (We'll even sign a pre-release agreement before you sign up)
No-Cost Software & Tools Provided
Free Access to the following:
- CRM & CSG Quoting Tools
- MAPD & PDP Enrollment Tools
- Guides, Client Materials, & More.
Mentoring & Guidance Like No Other
We're well known for providing unbiased guidance & mentoring for you and your business. We'll be transparent. Even if it means we're not the right place for you.
Compensation Paid Direct To You
Your contracts are direct to the insurance company. All commissions will be paid directly to you. We'll never be in the middle of your payments.
Online Training Programs
You & downlines you recruit will have FREE VIP access to our hands-off training platforms, FE101, MT101, and ILIAA. Learn more about it here.
Marketing & Lead Resources
Get access to vetted & discounted lead vendors. Several different types to use for your business. Utilize three turn-key lead programs, in Agent Xcelerator. Learn more about those here.
Assistance With Client Placement
If you're in the "field" and struggling to find the right insurance company for your client give us a call. We're here to help you & show you how to find the right one.
Online Contracting Software
Save time, cut down on paperwork, efficiently and seamlessly submit contracts. As a recruiter you get this software at no-cost to offer your downline agents.
Exclusive Agent Discounts
You'll get access to discounts on licensing, technology, leads, software, and other tools to help you cut costs on running your business and make you successful in the field.
Stellar Agent Support For You
We have good ole' fashion customer service with a live person. No crazy phone trees to click through. Just call and you'll be connected to a representative to help you with your needs.
Rapid Responses To Your Questions
We are well known in the industry for rapidly responding to emails, phone calls, live chats, callbacks, and voice messages. (business hours apply) Check out some FAQs here.