What You Should Know about Central States Health & Life Company (CSO)
Central States Health & Life Company was started in 1932, during the Great Depression. T. L. Kizer found a 100 people willing to buy an $11.00 hospitalization insurance policy, and 87 years later they are still going strong. CSO has an A.M. Best rating of (A-)Excellent.
Central States Medicare Supplement Highlights
Medicare Supplement History
CSO stopped selling Medicare Supplement policies in 2004. In 2018, CSO purchased the Medicare Supplement Business from Central States Indemnity(CSI) and in 2019, launched it's own Medicare Supplement plans in several states..
Dedication to Making A Difference
CSO's Motto "To Care is To Grow"' encourages employees to participate in their communities and professional associations to promote company loyalty and pride.
Why Sell Central States Medicare Supplement Policies?
CSO is now lead by Dick and Ed Kizer, the Grandsons of the founder. CSO's Medicare Supplement Policies offer competitive premiums and household discounts with speedy underwriting to get policies in force. Their customer service is second to none, and they have a convenient eApp to make your job easier!
Concerns Agents Have About Selling Medicare Supplements
01
How can I build a retirement income without upfront money?
Medicare Supplement commissions are less upfront money, yes. However, health products such as Medicare have a very high persistency and stable income through renewals allowing you to build a substantial income. Wouldn't it be nice to make $5,000 BEFORE your first cup of coffee?
02
I can't build an agency selling medicare supplements?
Yes, you absolutely can! Using upfront advanced money from life sales dries up faster than my gas tank chasing bad leads. Seriously though, we have all the tools to keep overhead cost low and work beside you to build your legacy as a top Medicare producing agency.
100%
RELEASE GUARANTEE
Our 100% Release Guarantee
You are fully protected by our 100% Release Guarantee. If you aren't happy with our service or a particular carrier and you have no debit balance, we will release you from your contract upon request.
Our Motto is "Do The Right Thing Simply Because It's The Right Thing To Do"
Matthew King Todd R. King
Frequently Asked Questions
How do I get started?
Will I get paid directly?
What are my commissions?
Once I'm approved what's next?
Can I get a pre-release agreement?
Do you have leads?
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Disclaimer: The information on this website is for agent use only and not intended for use by the general public. Not affiliated with the U. S. government or federal Medicare program.