Central States Health & Life Company was started in 1932, during the Great Depression. T. L. Kizer found a 100 people willing to buy an $11.00 hospitalization insurance policy, and 87 years later they are still going strong. CSO has an A.M. Best rating of (A-)Excellent.
CSO stopped selling Medicare Supplement policies in 2004. In 2018, CSO purchased the Medicare Supplement Business from Central States Indemnity(CSI) and in 2019, launched it's own Medicare Supplement plans in several states..
CSO's Motto "To Care is To Grow"' encourages employees to participate in their communities and professional associations to promote company loyalty and pride.
CSO is now lead by Dick and Ed Kizer, the Grandsons of the founder. CSO's Medicare Supplement Policies offer competitive premiums and household discounts with speedy underwriting to get policies in force. Their customer service is second to none, and they have a convenient eApp to make your job easier!
How can I build a retirement income without upfront money?
Medicare Supplement commissions are less upfront money, yes. However, health products such as Medicare have a very high persistency and stable income through renewals allowing you to build a substantial income. Wouldn't it be nice to make $5,000 BEFORE your first cup of coffee?
I can't build an agency selling medicare supplements?
Yes, you absolutely can! Using upfront advanced money from life sales dries up faster than my gas tank chasing bad leads. Seriously though, we have all the tools to keep overhead cost low and work beside you to build your legacy as a top Medicare producing agency.
Don't be intimidated by Medicare, we have years of experience let us help you.
You are fully protected by our 100% Release Guarantee. If you aren't happy with our service or a particular carrier and you have no debit balance, we will release you from your contract upon request.
Our Motto is "Do The Right Thing Simply Because It's The Right Thing To Do"
Matthew King Todd R. King
After a brief conversation with our representatives we will forward you a link to our onboarding application online.
You will be paid by the carrier, period. We will never ask for you to assign your commissions to us or be an LOA (Licensed only Agent). Ever.
We normally start people at street level and deliver the schedules straight to your inbox. With proof of production higher levels are available.
After you have been approved you will be sent a carrier portfolio that shows all the carriers we suggest in your area.
Yes, simply request the agreement. You will sign it, then we will sign it and send you a copy.
We provide lead resources, not a lead program. We like to give agents multiple sources to get leads at negotiated prices putting you in control instead of one source that forces you to buy leads whether the need is there or not.
Copyright 2020 TR King Insurance Marketing.
Disclaimer: The information on this website is for agent use only and not intended for use by the general public. Not affiliated with the U. S. government or federal Medicare program.